The Best Kredittkort Credit Cards for You

Seven of the Best Credit Cards for Excellent Credit

There are many credit cards that are available for people with all types of credit. The better the credit you have, the better the credit cards you can get. The type of credit you have depends on your FICO credit score, you can get this score from a variety of sources. You need a credit score of 750 to 850 for the best cards.

Keep in mind that you must qualify for all of the following credit cards. The best way to get a higher credit score is to establish credit early and pay all your bills on time. Here are some other ideas to build your credit and to keep it healthy. Below are some cards that you can get with a FICO score of over 750.

Here are seven cards that you can get with the best credit scores:

1. American Express

American Express remains the most prestigious credit card to have. The best of these cards is the American Express Centurion Card, also known as AmEx Black card. More people than any other know this card and aspire to have it. Some people feel that they have “made it” when they can get this card.

Some benefits of this card are bonus rewards for many things such as dining, grocery stores, and some travel. You also get a large bonus in points just for getting the card, and many ways to use those bonus points. You can also get Uber cash points, earning up to $120 per year with these points. Another benefit is having access to presale and preferred event tickets for some of the biggest events. 

2. Chase Freedom Unlimited

There are many benefits for the Chase Freedom Unlimited card, including cashback points used for travel, gift cards and even cash back. You can earn up to 6.5% back on many purchases, including travel, dining, drugstore purchases, and much more. 

You need to have a FICO score of at least 700 to apply for this card, but it is worth it for all the benefits that you get from this card.

3. Wells Fargo Active Cash Card

With this card, you get 2% unlimited cash back on any purchase, and for the first fifteen months, there is no annual percentage rate. Other benefits include cell phone protection if you pay your cell phone bill with the Wells Fargo Active Cash card. You can redeem your cash rewards in a variety of ways, including for cash, purchases, credit to your bill, or redeeming for gift cards. 

Another benefit is all-day, all-night concierge services for any service that you may need, including entertainment, travel, and dining. This card is excellent for those who want the prestige of having a high limit card.

4. Chase Freedom Unlimited

There is no annual fee with this card, and you can earn 1.5% cash back on anything you buy. You can also get 6.5% on travel purchased through the card. You can use the cash back for credit to your bill or cash advances. 

You have 0% interest for the first fifteen months, making this an economical card to have. You have many protections with this card, such as purchase protection, zero-liability protection, and extended warranty protection. You also get fraud monitoring and auto rental collision damage waiver.

Purchase protection covers your new purchases for three months against damage or theft up to five hundred dollars per purchase. The zero-liability protection means that you will not have to pay for unauthorized purchases.

5. Capital One SavorOne Cash Rewards Credit Card

This card is a no-fee card that has a 0% interest fee for fifteen months and then a low interest rate after that. It offers a cash back reward of two hundred dollars after three months, and then 3% cash back things like dining, entertainment, and grocery stores. 

With this card, you get the peace of mind of having text and email alerts to let you know about any suspicious activity on your card. You also have the ability to manage your accounts from anywhere using your personal devices. There is also a concierge service with this card that provides 24-hour service.

6. Discover It Cash Back

Discover card has an introductory offer that gives you unlimited cash match for the first year. There is also no annual fee for this card, you will also get 5% cash back on restaurants, entertainment, and gas stations, saving you money on all these things. 

Discover cards are accepted in most of the same places as other major cards. They also will not charge you a late fee on your first overdue payment and no overlimit fees, ever. Paying late will not raise your annual percentage rate. 

7. Citi Diamond Preferred Card

There is no annual fee with this, as with the others. There is 0% interest for the first twenty-one months and a low interest rate after that. You can earn $150 credit on your bill if you spend $500 in your first three months on this card.

This card has access to your FICO score for no cost and the score is refreshed monthly. You also have Citi Entertainment that gives you access to tickets to thousands of events. This card also allows you to have contactless pay wherever it is available. 

The Best Cards for You

These are the cards for people who have the best credit scores above 700. They have lots of rewards and different bonuses that can save you money in the long run. For those with lower scores, below are some other options. 

There are some places that you can look to so that you can find the card that is best for you. One place that you can look is at this site: https://www.kredittkortinfo.no/. This site is from Norway and gives you more information about different credit cards. 

For the best cards with the best perks, you need an excellent score. There are cards for people experiencing credit issues, as well, that help to rebuild your credit. And, of course, there are cards for people with all credit scores in between. 

Six Credit Cards for Good Credit

Good credit is considered to be in the range of generally between 640 and 739. This list of cards is perfect for people with those scores. For more information about the FICO credit scores, you can click here. Credit scores can be at a low of around the 400’s to a high of over 800. 

1. Capital One Quicksilver Cash Rewards Credit Card

With this card, if you spend five hundred dollars in the first three months, you are allowed a two-hundred-dollar bonus. That is after no annual fees and cash back rewards on everything of one and a half percent on every purchase. You have zero percent interest on purchases and balance transfers for the first fifteen months. 

2. Wells Fargo Active Cash Card

There is no annual fee for this card, either, or there is cash back on it. You can earn $200 in cash rewards after spending $1000 in the first three months. After that, there is a 2% cash back on every purchase. This card also has 0% interest on all purchases for the first fifteen months.

3. Citi Diamond Preferred Card

The annual percentage rate on this card for transferring balances is 0% for twenty-one months and it is low after that. For purchases, the annual percentage rate is also 0%, but for twelve months, with it still being low after that. You also have access to Citi Entertainment that allows you to purchase tickets to thousands of events and dining. 

4. Bank of America Customized Cash Rewards Credit Card

0% interest for the first fifteen months on purchases and for balance transfers for the first two months. You can earn $200 on online after you spend $1000 with three months of starting your account. You can also earn 3% on purchases of your choice, 2% on groceries and 1% on all other purchases. 

5. Chase Freedom Unlimited

With this card you get 0% interest for purchases and balance transfers for fifteen months. You also get 5% cash back on travel, 3% on dining and drug store purchases, and 1.5% on everything else. You also get an extra 1.5% on everything up to three hundred dollars for the first year.

6. U.S. Bank Cash+ Visa Signature Card

You get $150 bonus after spending five hundred dollars in the first three months with this card. You also get 5% cash back on a choice from items on a list, as well as on traveling expenses. You can get 2% cash back on one category of your choice. There is no annual fee on this card.